Elan Financial Services

ELAN FINANCIAL SERVICES

Meet your payment needs

Elan Financial Services offers a variety of solutions to help meet your payment needs. Your organization can leverage our proven expertise to drive down costs, improve oversight and control, and optimize cash flow, all while meeting your unique business needs.

Drive down costs

Automate payments for less manual intervention and fewer mistakes
Streamline time-consuming payment and reconciliation processes

Improve oversight and control

Control when, where and how much employees spend through flexible controls
Audit overall payment activity with enhanced data and actionable reporting
Improve payment policy compliance with 100% transaction monitoring

Optimize cash flow

Leverage payment terms to maximize supplier discounts
Manage cash flow with flexible billing and payment options

At Elan, we have the products and industry know-how to help your organization optimize its payment program. Whether you are looking for cost-effective alternatives to your current payment methods or want to automate your accounts payable process, Elan has the solutions you need.

Facts	What do we do with your personal information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Transaction history and credit history
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons we choose to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Elan Financial Services share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes— information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes— information about your creditworthiness	No	We don't share
For nonaffiliates to market to you	No^*	We don't share

What we do
How does Elan Financial Services protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Elan Financial Services collect my personal information?	We collect your personal information, for example, when you open an account or give us your income information pay your bills or provide account information use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Elan Financial Services does not share with affiliates
Nonaffiliates	Companies not related by common ownership or control. They can befinancial and nonfinancial companies. Elan Financial Services does not share with nonaffiliates so theycan market to you
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Elan Financial Services doesn't jointly market