Elan Financial Services - Account Management

Account Management

Elan offers the latest technologies created specifically to fit your business needs. Our comprehensive online solutions provide real-time access to account administration, reporting and expense management.

Find out how Access^® Online and Payment Analytics, work together to make managing your card program and expense reporting processes easier than ever before.

Access Online

Effectively run your business with comprehensive data and management tools

Access Online provides your organization with real time access to your commercial card program anywhere, anytime, within a secured environment. This powerful system simplifies the management and reporting of your card program with a single integrated offering.

Access Online's feature-rich platform can be easily configured and quickly deployed to meet the unique needs of your organization -- you implement the features and functionality that best support your business. Our user-friendly system provides you with the security, functionality, reliability and scalability to meet the changing demands of your organization.

With Access Online you can:

Efficiently set up and maintain accounts in real time, without losing the controls needed to ensure policy compliance and the proper level of accountability
Maintain regulatory compliance through complete audit trails and detailed transaction history
Retrieve up-to-the-minute spending data at all levels of your organization for more accurate financial planning and effective supplier negotiations
Identify spending patterns via standard and ad hoc reports along with robust data extract capabilities
Streamline accounts payable reconciliation and general ledger information with a single point of access to transaction data

Payment Analytics

Effectively monitor transactions with Payment Analytics

Payment Analytics is an easy-to-use, web-enabled tool that lets you monitor adherence to commercial card payment policies. It also provides the necessary audit functionality to mitigate your control-related risk. Using customizable rule templates, organizations can automatically review all card transactions and flag suspected card misuse and out-of-policy spending.

With Payment Analytics you can:

Automatically monitor 100% of card transactions and flag suspected card misuse or out-of-policy spending
Streamline your audit process and gain greater spend visibility and control with less effort
Get up and running quickly and easily with our simple web-based interface - no hardware, software or extensive training required
Access your commercial transaction data online, anywhere, anytime

Facts	What do we do with your personal information?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Transaction history and credit history
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons we choose to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Elan Financial Services share?	Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes— to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes— information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes— information about your creditworthiness	No	We don't share
For nonaffiliates to market to you	No^*	We don't share

What we do
How does Elan Financial Services protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Elan Financial Services collect my personal information?	We collect your personal information, for example, when you open an account or give us your income information pay your bills or provide account information use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates' everyday business purposes—information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Elan Financial Services does not share with affiliates
Nonaffiliates	Companies not related by common ownership or control. They can befinancial and nonfinancial companies. Elan Financial Services does not share with nonaffiliates so theycan market to you
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Elan Financial Services doesn't jointly market